Valeriu Gurau

With over 15 years of industry experience, Valeriu Gurau is the founder of Built To Last Roofing. His extensive knowledge and expertise in the roofing business allow him to provide strategic solutions and ensure exceptional operational performance.

Table of Content

Roofing Company Payment Plans

Some roofing contractors offer in-house financing or payment plans, allowing you to spread the cost of the project over time. Be sure to ask about interest rates and any fees associated with these plans.

Home Equity Loans or Lines of Credit (HELOC)

If you have equity in your multi-family property, you may be able to secure a home equity loan or HELOC to fund your roofing project. These options often have lower interest rates compared to other types of loans.

FHA 203(k) Rehab Loan

This government-sponsored loan option offers financing for both acquiring and renovating multi-family buildings, including roof replacements. The loan amount is determined by the estimated property value once the improvements are complete.

SBA 504 Loan

If your multi-family property is owner-occupied and operates as a small business, you may qualify for a Small Business Administration (SBA) 504 loan. These loans provide long-term, fixed-rate financing for major fixed assets, such as building improvements.

Cash-Out Refinance

With this type of mortgage refinancing, you can utilize the equity in your property by refinancing your current mortgage for a larger sum. The difference between the original loan and the new loan can be withdrawn in cash to fund your roofing project.

Manufacturer Warranty

This warranty offers coverage for flaws in the roofing materials themselves. The duration and coverage of producer warranties can vary by both the specific product and the manufacturer, so it's essential to thoroughly review the details. Roofing products of superior quality typically come with extended warranties, often ranging from 25 years to a lifetime.

Workmanship Guarantee

This guarantee covers any issues related to the installation of your new roof. It should protect against leaks, improper flashing, or other problems that may arise due to installer error. Look for a roofing contractor that offers a workmanship guarantee of at least 5-10 years.

Extended Warranties

When considering roofing contractors, some may provide extended warranties that surpass the standard manufacturer warranty. These warranties often cover additional issues, including algae growth or wind damage. It's crucial to thoroughly understand what is and isn't included in any extended warranty to make an informed decision.


If you plan to sell your multi-family property in the future, look for warranties and guarantees that are transferable to the new owner. This can be a valuable selling point and help protect the new owner's investment.

Code Knowledge

Experienced roofing contractors should have a thorough understanding of the building codes and regulations specific to your area. They can ensure that your new roof meets all necessary requirements, such as wind resistance, fire rating, and energy efficiency standards.

Permits and Inspections

Generally, replacing a multi-family roof requires permits from the local municipality. To ensure compliance, the roofing contractor manages the permit application and schedules any necessary inspections during the project's duration.

Insurance and Licensing

Before hiring a roofing contractor, make sure they have the necessary insurance coverage and are licensed to operate in your area. Doing this safeguards you from potential liability in the event of accidents or property damage during the roof replacement process.

Material Selection

Your roofing contractor can recommend materials that comply with building codes and are suitable for your specific property type and location. For example, some areas may require specific roofing materials for fire resistance or high-wind zones.

Proper Installation Techniques

Experienced contractors follow precise installation guidelines for underlayment, flashing, ventilation, and other roofing materials to comply with building codes. These techniques help ensure that the roof is code-compliant and durable, ensuring its longevity and integrity.

Free Thorough Inspection

Our certified roofing experts assess your multi-family property's roof and provide a detailed analysis of its condition.

Personalized Plan

We'll present a clear proposal outlining the best roof replacement solution, choice of materials, timeline, and a complete cost breakdown.

Open Communication

Effective communication is crucial for property managers and homeowners associations, allowing for prompt resolution of concerns and ensuring a smooth project implementation.

Help with Insurance Claims

We can help with filing and maximizing your insurance payouts if your case lies in it.

Unmatched Project Management

From securing permits to material delivery and cleanup, we handle the logistics for a smooth, worry-free experience.

Highest Quality Workmanship

Our skilled roofers use durable materials and proven techniques to ensure the longevity of your new roof.

Safety First

Ensuring worker and resident safety requires adherence to stringent safety standards.

Age Matters

Asphalt shingle roofs, a common choice for multi-family properties, typically have a lifespan of 15-25 years. If your roof is approaching that age or beyond, long-term costs might favor replacement.

Frequent Fixes

Constant repairs are a sign of widespread deterioration. Replacement offers a lasting solution instead of temporary patches.

Visible Damage

Look for cracked, missing, or curled shingles, excessive shingle granules in your gutters, or signs of leaks inside the property.

Water Damage

Don't ignore ceiling stains, mold, or other signs of water intrusion. This means your roof's protective barrier is failing.

Sagging Roof

This serious structural issue often points to the need for a whole new roofing system.

Roof Age

If your roof is nearing its expected lifespan, a patch might just delay the inevitable. Full replacement can be the more cost-effective long-term solution.

Structural Damage

Even if the visible damage is small, if it has compromised the roof's underlying structure, a full replacement might be necessary for safety.

Matching Materials

If your roof materials are no longer made, a partial repair could create an obvious mismatch and potential future leak problems.

Protect Your Investment

A quality new roof safeguards your property and its value from weather-related damage and premature deterioration.

Boost Curb Appeal

Don't underestimate the power of a good first impression! A new roof instantly enhances the look of your property.

Lower Energy Costs

Modern roofing materials, including reflective coatings, can help regulate temperatures and reduce utility bills.

Save on Maintenance

A new roof means fewer leaks and less need for frequent repairs, saving you money over time.

Safer Environment

Replacing a compromised roof proactively protects residents from leaks, mold, and hazards due to potential roof failure.

HOA Properties

The HOA is usually responsible, with costs covered by reserves or assessments. Check your HOA bylaws for specifics.

Rental Properties

The landlord or property owner typically covers the cost. Review lease agreements and local laws for clarity on any exceptions.

Insurance Coverage

If the damage is due to a severe storm or other covered event, your property insurance might pay for some or all of the replacement. Carefully review your policy and contact your insurer.

As a property owner or manager of an apartment complex, condominium, or townhome community, maintaining the roofing system is one of your most important responsibilities.  A well-maintained roof protects your investment, your residents, and your property's overall value. However, when it comes time for a multi-unit dwelling roof replacement, the process can raise many questions for those in charge.

How do you know when it's time to go beyond basic repairs and opt for multi-family roof replacement services? Who ultimately bears the responsibility for this crucial process?  And how should homeowners be expected to pay for their share of a replaced roof on a multi-family dwelling?  In this post, we'll walk through everything you need to know.

Signs Your Multi-Family Roof Needs Replacement

Signs Your Multi-Family Roof Needs Replacement

If you manage multi-family housing, the roof is a major responsibility.  How do you know when repairs aren't enough and a full replacement is the wiser choice?

Watch for these red flags:

If you notice any of these problems, it's crucial to consult professional roofing companies.  They'll assess the damage and help you determine whether repairs are sufficient or if a full replacement is the more sensible long-term solution.

Partial vs. Full Roof Replacement

What if only a small section of your multi-family roof is damaged? In some cases, it may be possible to repair just the damaged area without replacing the entire roof. However, even localized damage can sometimes necessitate a complete replacement depending on several factors:

Built to Last Roofing can thoroughly inspect your roof, assess the damage, and provide guidance on the most cost-effective solution for your specific situation. We'll help you weigh the pros and cons of a partial repair versus a full replacement, ensuring you choose the most cost-effective and safest solution for your property.

Benefits of Multi-Family Roof Replacement

Benefits of Multi-Family Roof Replacement

While a full roof replacement might seem daunting, the benefits usually far outweigh the initial investment. Here's why replacing your multi-family property's roof makes sense:

Bonus: A proactively replaced roof means no more headaches from constant repairs and patchwork jobs!

Budgeting and Planning for a Multi-Family Roof Replacement

The cost of your project will depend on factors like the roof's size and pitch, your chosen materials, and the project's overall complexity.  Here's a look at the average costs per square foot for common roofing materials:

Roofing Material Price per Square Foot
Asphalt Shingle $3.50 to $7.50
Metal $7.00 to $12.00
Tile $10.00 to $18.00
Flat Roofing (TPO, EPDM, PVC) $7.00 to $12.00

When budgeting, don't forget to factor in:

  • Permits and inspections
  • Removal and disposal of the old roof
  • Repairs to the roof deck or other underlying structures
  • Upgrades to insulation or ventilation
  • Accommodations for residents during the project

It's always wise to add a 10-20% buffer to your budget. This helps cover any surprises and ensures your project doesn't get derailed by unexpected problems or expenses.

Who Is Responsible for Covering the Cost of the Roof Replacement in Multi-Family Property?

This depends heavily on the ownership structure. Here's the general breakdown:

For property managers, you'll need to coordinate closely with the property owner or HOA board to plan, budget, and ensure all legal requirements are met.

Financing Options for Multi-Family Roof Replacements

Replacing a roof on a multi-family property can be a major expense. Fortunately, there are options to help you manage the costs:

When selecting a financing option, thoroughly evaluate the terms, interest rates, and potential tax consequences associated with each choice. Consider consulting with a financial advisor or tax specialist to determine the most suitable option for your unique circumstances.

Project Management and Resident Communication

When replacing the roof of an occupied multi-family house, it is crucial to maintain effective coordination and communication. Collaborate with the contractor to establish a detailed project timeline and a well-structured plan for notifying the residents.

Some key things to communicate to residents include:

  • Project start and end dates
  • Expected noise levels and hours of work
  • Parking and access restrictions
  • Any anticipated utility disruptions
  • Safety precautions they should take
  • Contact information for the project manager

Proper project management and open lines of communication can make the process much smoother for everyone involved.

The Importance of Warranties and Guarantees

The Importance of Warranties and Guarantees

When investing in an MDU, it's important to protect your investment by choosing a roofing contractor that offers robust warranties and guarantees. Here's what to look for:

Always read the fine print of any warranty or guarantee and ask questions if anything is unclear. A reputable roofing contractor should be transparent about what their warranties cover and how to file a claim if needed.

Complying with Building Codes and Regulations

Complying with Building Codes and Regulations

To ensure the safety and structural integrity of multi-family properties, roof replacements must adhere to local building codes and regulations. Here's how a reliable roofing contractor can assist:

By working with a roofing contractor who prioritizes compliance with building codes and regulations, you can rest assured that your multi-family roof replacement project will be completed safely, legally, and to the highest standards.

The Built to Last Roofing Process for MDU Replacement

At Built to Last Roofing, we take a comprehensive approach to multi-family roofing. In addition to complete roof replacements, we also offer:

Our experienced team is here to serve all your multi-family roofing needs, no matter how big or small. We understand the unique challenges of working on multifamily properties and always prioritize the safety and satisfaction of you and your residents.

Don't Wait Until It's Too Late — Take Care of Your Multi-Family Roof Now!

Proactive roof replacement for your multi-family property isn't just about fixing problems – it's about safeguarding your investment, improving resident quality of life, and protecting your peace of mind.  Don't ignore small issues! Regular maintenance and addressing problems promptly are crucial for preventing costly repairs and major headaches down the road.

At Built to Last Roofing, we're committed to providing top-quality, reliable roofing services for multi-family properties across our service area. Our commitment to quality and customer satisfaction is reflected in our A+ Better Business Bureau rating.

Let our team take the stress out of your next roofing project — reach out today to schedule a consultation.

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