Process of getting a new roof through insurance in Texas
Navigating the insurance process for a new roof in Texas can be complex, but with the right guidance, it can be a smooth and rewarding experience. As a leading Dallas Roofing Company, Built to Last Roofing is here to guide you through each step.
The experienced team at Built To Last Roofing is happy to provide answers to any questions you may have about your roofing project.
Most Insurance Companies Will Estimate Their Payout Based on Three Factors
Actual Cash Value (ACV)
This is the roof's value considering its age and wear. It's essentially the current value of your roof, minus depreciation.
Replacement Cost Value (RCV)
This is the cost to replace your roof with a similar kind and quality, without deducting for depreciation.
Recoverable Depreciation
This is the difference between the RCV and ACV. It's the amount recoverable once the replacement is completed.
Request a Free Inspection
The journey begins with a comprehensive, free roof inspection from our experienced team. We assess the extent of the damage and provide a detailed report, which is crucial for your insurance claim.
Estimate, Scope of Work & Agreement
Once your claim is filed, we prepare a detailed estimate and a scope of work. This document outlines the necessary repairs or replacement, the materials required, and the estimated cost, providing a clear agreement for both you and the insurance company.
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Funding the Project
After the adjuster approves the claim, the insurance company releases funds based on the agreed terms. We help you understand the funding process and ensure that the payment terms align with the project's requirements.
Beginning the Project
With everything in place, our skilled team begins the roof replacement process. We keep you informed at every stage, ensuring transparency throughout the project.
Final Inspection/Certificate of Completion
Upon completion, a final inspection is conducted to ensure that every aspect of the new roof meets our rigorous quality standards. We then issue a certificate of completion, which is often required by insurance companies.
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Get You Your New Roof!
The end result is a high-quality, durable new roof that not only enhances the safety and aesthetics of your property but also adds value to it.
INSURANCE RESTORATION PROCESS
Navigating the insurance restoration process for a roof replacement can be intricate, but with Built to Last Roofing, you're in capable hands. Here's a detailed breakdown of each step:
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You File the Claim
Armed with the inspection report, you'll file a claim with your insurance provider. We provide guidance on how to articulate the damage and the necessary repairs, ensuring your claim is as robust as possible.
Meet the Adjuster
We collaborate with the insurance adjuster assigned to your case. Our team meets with them to review the damage, ensuring that all affected areas are included in the insurance adjuster's report.
Pre-Construction Site Preparation
Safety and efficiency are our top priorities. We prepare your site for construction, setting up all necessary equipment and safety measures to ensure a smooth operation.
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Installation
Utilizing only the highest quality materials, we proceed with the roof installation. Our experienced contractors work diligently to ensure that your new roof is installed to the highest standards.
Final Payments/Warranty
After the final inspection, the last phase of the insurance claim is settled. We also provide you with a warranty for your new roof, giving you peace of mind in the quality and longevity of our work.
Throughout this process, Built to Last Roofing ensures that each step is handled with the utmost professionalism and attention to detail, making the insurance restoration process as seamless and stress-free as possible for you.
Trust Built to Last Roofing to Work With Your Insurance
- Before
- After
Charles, Kenner
Our roof got damaged by the hurricane Ida in New Orleans. Igor and Val were very professional from the day I met them. They were very quick and responsive. They were very affordable and did everything on time as it was promised. They got our roof completed within a week we met them while all the other companies were giving us multiple months of wait time. Clean up was also great and I found my yard better than it was before. All the grass and flowers were covered and protected. We were very pleased with the service and would recommend them.
Project details- Before
- After
Marco, Fort Worth
Built to Last Roofing did a great job on our roof after a couple of hail storms. They also fixed windows, gutters, and the fence as well as installed gutters on the sides and back of the house. They were quick and professional and Ryan Kaamino was excellent doing the inspection, talking us through all the options, working with insurance, and overseeing the whole process.
Project details- Before
- After
Amie, Lake Charles
I was in need of roof replacement following hurricanes Laura & Delta. Built To Last had replaced a roof for one of my neighbors & it was literally the most beautiful roof I ever saw! I spoke w/ my neighbor about her experience w/ the company & she had nothing but good things to say. I immediately reached out & Igor was quick to respond to my request for an estimate. He made time to meet with me the day I called, whereas other companies never so much as returned my phone call. Despite the high demand for materials & roofers in my area, Igor was able to get me on the schedule within 2wks ... and in fact had my roof replaced a day ahead of schedule. The roofers were polite & considerate. They paused work when I needed to go in/out of the home to ensure my safety. No debris was left behind. And they completed the job in one day. I am very pleased and grateful for the service they provided, and would highly recommend them for anyone’s roofing needs.
Project detailsFAQ About the Insurance process
How do I know if my roof damage is covered by insurance?
Coverage depends on your policy and the cause of the damage. We can help you understand your policy and determine if your roof damage is likely to be covered.
How can I ensure my roof replacement claim is processed quickly?
Providing detailed documentation and responding promptly to insurance company requests can expedite the process. Our team works efficiently to ensure all necessary paperwork and inspections are completed in a timely manner.
Will built to last roofing help me file my insurance claim?
Yes, we assist in every step, including claim filing and documentation. Our team ensures that all necessary information is accurately presented to your insurance provider.
Can I upgrade my roof material during the replacement?
Absolutely, we can discuss upgrades and their impact on your insurance claim. Any additional costs for upgraded materials would be outlined and discussed beforehand.
Contact Us and Schedule a Free Consultation for Roof Repairs
For any questions about roof replacement through insurance in Texas, or to schedule a free consultation, contact Built to Last Roofing. We're here to ensure your roof repair and replacement needs are met with professionalism and expertise.